Class Schedule

Please call now for details and to pre-register at 348-4550.
Classes held at Rapid City Offices unless otherwise noted.

111 St. Joseph Street, Rapid City, SD 57701

Money in Motion

Money in Motion – Thursday evenings 5:30-8:30 p.m.

Money in Motion class is a short financial literacy program that includes: The keys to getting ahead, developing a budget to get what you want, financial tools to help you, how credit can enhance your life, your credit score – a number to know, what you need to know about contracts, consumer laws to protect you, what to do when things go wrong.

Everyone is welcome to take this class, as well as those who want to take it for bankruptcy purposes as CCCS of the Black Hills is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s service – Executive Office of the US Trustees.

Credit When Credit is Due (2 part series)

Credit When Credit is Due
Dates: June 4, July 2, July 30 (Wednesday Evening)

Time: 6:00 to 9:00 p.m.
Chapters 1-6 includes:
What you need to know to get along, How to Budget, How to Decide if You Should Borrow or Not, How to Get Through the Credit Granting Process, How to Determine if You are Getting the Deal You Have Bargained For, Auto Loans and Leases.

Credit When Credit is Due
Dates: June 11, July 9, August 13 (Wednesday evening)
Time: 6:00 to 9:00 p.m.
Chapters 7-12 includes:
Home Sweet Home - the Largest Debt You are Likely to Ever Have, Credit Cards and Other Loans, How to Know When You Have a Problem, Dealing with Delinquency and Bill Collectors, Bankruptcy, Building and Rebuilding Your Credit.

Credit When Credit is Due
Dates:
July 10 - Ellsworth AFB
July 19 - Kyle, SD
Time: 8:00 to 4:00 p.m.
Chapters 1-12 includes:
What you need to know to get along, How to Budget, How to Decide if You Should Borrow or Not, How to Get Through the Credit Granting Process, How to Determine if You are Getting the Deal You Have Bargained For, Auto Loans and Leases. Home Sweet Home - the Largest Debt You are Likely to Ever Have, Credit Cards and Other Loans, How to Know When You Have a Problem, Dealing with Delinquency and Bill Collectors, Bankruptcy, Building and Rebuilding Your Credit.

Make Your Move…. A Guide to Home Ownership (2 part series)

Make Your Move…. A Guide to Home Ownership

Rapid City Dates: June 18, July 16, August 20 (Wednesday Evening)
Rapid City Time: 6:00 to 9:00 p.m.
Pierre Dates: August 12 (Tuesday)

Pierre Time: 5:30 to 8:30 p.m.
Chapters 1-5 includes:
You want to buy a house. Where do you begin, How is your credit payment history, Getting pre-qualified or credit approved, What types of loans are available, Shopping for a home.

Make Your Move…. A Guide to Home Ownership

Rapid City Dates: June 25, July 23, August 27 (Wednesday evening)

Rapid City Time: 6:00 to 9:00 p.m.
Pierre Dates: August 14 (Thursday)

Pierre Time: 5:30 to 8:30 p.m.
Chapters 6-9 includes:
Finalizing the loan with home inspections, Appraisals, title insurance, etc., The Loan is approved – Let’s Close!, You are a homeowner! What now?, Watch out for predators – avoiding predatory lending practices, and What you can do if you are a victim of them.

NEW……CheckWise

June 25 , 2008 ~ Wednesday evening ~ 6:00 to 8:00 pm
July 30 , 2008   ~ Wednesday evening ~ 6:00 to 8:00 pm
August 27, 2008   ~ Wednesday evening ~ 6:00 to 8:00 pm

CheckWise is a comprehensive guide to managing a checking account, starting with the basics of choosing financial institution, selecting a checking account that meets your needs, learning how to write checks, use online bill pay, reconciling your account and offers tips and tools to help you manage your account. Checking accounts are more than a way to pay for goods and services; they are essential financial building blocks.